It’s in human nature, that a person is always seeks something, but the goals for every of us are different. We do not always understand them clearly and can tell exactly what we want and what are our wishes – large and small, far or near, real and not… Personal financial planning, when viewed as [...]

The first thing you should start from, and most important, which is the basis of a personal financial plan – to determine your desires and aspirations with your financial goals. “What do you want?” – This is a very simple question, but curiously enough it is very hard to answer it. “I want to achieve [...]

For each of us the period of retirement is a crisis time of development. Those, who just retired, confront the need to resolve several important problems. First, it is a problem of structuring a large amount of free time that appears.
Secondly, it is a search and testing of the new social roles. For those people [...]

Retirement is considered as the time when you can leave the main occupation and to enjoy rest and freedom, this is a desirable change for many people, but not for everybody. Crisis occurs when a person invested a lot of energy in the work and didn’t form a range of interests outside of work. Without [...]

One of the most common mistakes which traders do on the stock market is their try to predict the market. It is impossible. However, they believe that there are all chances to guess the market and that it is not difficult. What is more, there are even a lot of people who think that with [...]

Stock market is an open market for anyone who would like to invest money. It does not matter who you are and what you do for life. The market is open to you. No matter what type of education you have and your experience is not important as well. It is a place where you [...]

In our life we all dream of something. And as we grow older, we are changing and so do our dreams. When we were children we dreamed of a bicycle, and now of an expensive car.
What is a dream? It is a desire to get what we don’t have at this moment. Wishes can be [...]

Each person has specific financial goals. They used to say: “Everyone should plant a tree, build a house and bring up a son”. Now this phrase can be rephrased: “Everyone should buy an apartment, a car, a house and give children a good education.” All this requires money, and very significant. If we just put [...]

How do you see your future retirement? Maybe you want to move into a cottage on the beach or rent a house in the country? Or you fell depressed because of the fear of being homeless?
Is it possible to equate the word “old” to “poor”?
A number of psychologists drew attention to [...]

Retirement is an important part of a life of any person. It can be not only happy time of rest but also can be full of problems and challenges. But it is quite possible to make the time of retirement comfortable and confident.
To make a successful retirement plan, the experts recommend doing the following:
• Conduct [...]